
05.15.26
How to Lower Your Cell Phone Bill
by Valeria Dulava
TextNow is the more flexible and budget-friendly choice if you don't want to be tied down to a monthly phone bill.
Finding a cheaper phone plan usually means picking from a prepaid phone plan, likely from an MVNO — a mobile virtual network operator that lowers costs by leasing space on a cell network instead of building its own.
But with more than 50 MVNOs in the U.S., it’s hard to pick the right one. If you’re trying to pick between an affordable unlimited data plan or a flexible plan that grants you service even without payment, our review of Visible vs. TextNow can help. Â
Both carriers offer nationwide phone service with unlimited data options and widespread coverage. For the best value-driven choice, Visible would be the better pick as it can offer premium (prioritized) data on Verizon’s 5G network, plus extras like mobile hotspot, data roaming, and even smartwatch service. For the most flexible choice, TextNow is the clear winner because it offers flexible upgrades that fit your data needs in the moment. You can add more data by the day, week, or month while retaining the ability to default back to free service at any time. You'll stay connected no matter what. Â
When it comes to which is the true budget-conscious choice, TextNow wins hands down. While its free ($0/month) service comes with limited data, the flexible options to pay for unlimited data at a daily, weekly, or the traditional monthly rate is a great way to save money in the longer run by buying more data only when needed. You also don't risk having service cut off if you can't pay for extras, it simply reverts to the free level.Â
If you’re looking for more value out of a budget-friendly MVNO, Visible provides more high-speed data, mobile hotspot capabilities, and priority data on its higher-tier plans for a still relatively affordable price. It would be the choice for anyone using more than 20GB/month and who may frequently need to hotspot to another device. Â
Visible is a prepaid phone service provider (an MVNO) that operates on Verizon’s network. Â
It offers a range of prepaid phone plans that all come with unlimited talk & text and data. Note that only the Visible+ and Visible+ Pro plans offer priority data (data that isn’t slowed down during times of congestion). Â
TextNow is a prepaid phone service provider (an MVNO) that operates on a nationwide 5G network.  Â
It offers a range of prepaid phone plans that offer unlimited talk & text, plus data options. Its Free base plan allows customers to keep their phone line active for $0/month with unlimited talk & text, plus up to 1GB of data for select apps like email, maps, finance, rideshare, and iHeartRadio. Its unlimited data plans are provided with flexibility in mind, giving customers the option to purchase data for a day, a week, or a more traditional month — and revert to free with no service interruptions ever.  Â
TextNow and Visible primarily differ in the types of plans they offer. TextNow has more flexibility in offering phone plans that are atypical of the traditional month-long service, with varying allowances of high-speed data to match different needs. The prices start at $0 and go up to $18.99-$35.99 for a monthly unlimited data plan.Â
Visible only offers monthly unlimited data plans (no options for low or moderate data users) at incrementally increasing prices — $25, $35, $45 — to accommodate different extras and perks. Â
Neither carrier locks you into a contract, as they’re both prepaid phone providers. Visible does have the option to pre-pay for the full year (12 months) to get deeper discounts, which would commit you for that period of time, regardless of whether you enjoy the service or not. Â
Visible is a prepaid phone service, requiring payment up front before you get service. TextNow, on the other hand, is one of a select few carriers that allows you to enjoy service even without payment. Its base Free Plan only requires a SIM card activation to get started, providing you with nationwide coverage for unlimited talk & text, plus up to 1GB of data for select apps like email, finance, maps, rideshare, and iHeartRadio. Users with compatible iOS or Android devices can get and activate a free eSIM in the TextNow app, or anyone can order a physical SIM card for a small onetime fee.Â
TextNow’s promotions revolve around its physical SIM card – which is free with a weekly or monthly Unlimited Plan purchase. Otherwise, if you’re signing up for the base Free Plan, a physical SIM card is $3.99 or users with compatible iOS or Android devices can get a free eSIM in the app and activate it there.
Visible often has promo codes that temporarily reduce the price of its plans, as well as annual plan options that discount the monthly price even further.
Visible only offers its premium features (like priority data and higher data speeds for mobile hotspotting) on its higher-tier, more-expensive plans. The base plan at $25/month offers less than some other similar carriers at similar pricing. Â
With TextNow, the tradeoff to its free service specifically is the ad-supported app. The ads (which only show up within the TextNow app) may be intrusive to some, although it’s important to note they do not appear in the weekly or monthly unlimited data plans.Â
Both TextNow’s and Visible’s advertised prices include all taxes and fees, so there are no surprises when it comes to checkout. Â
Choosing either TextNow or Visible can help you lower your cell phone bill overall, but their offerings are significantly different enough that you should determine whether it’s overall affordability you’re looking for (TextNow) or convenience with added features like mobile hotspot availability (Visible). Â
Both Visible and TextNow are MVNOs operating on two of the leading networks in the U.S. As an MVNO, TextNow does not receive network priority, meaning that during times of peak or busy usage (say, at a sports event in a major city), TextNow customers could experience slower speeds. Visible is owned directly by Verizon, so it can provide network priority on its Visible+ and Visible+ Pro plans to avoid slowdowns (albeit at the cost of a higher monthly bill). Â
Verizon did win on overall coverage (but not 5G coverage specifically) in OpenSignal’s 2026 rankings. To see how the coverage overall will hold up in your area, check out Visible’s coverage map. Â
TextNow operates on a leading 5G network. To see how the coverage will hold up in your area, check out TextNow’s coverage map.Â
In terms of mobile data speeds, Visible’s broadband facts sheet for the base plan shows similar download speeds (20-148 Mbps, depending on 4G LTE or 5G coverage) compared to TextNow (5-75 Mbps) and similar upload speeds (2-15 Mbps, depending on 4G LTE or 5G coverage) compared to TextNow (1-15 Mbps). On the Visible+ or Visible+ Pro plans, however, Visible does have faster speeds. Â
Note that the base Visible plan limits hotspot to 5 Mbps and streaming to SD quality. The mid-tier Visible+ plan gives 10 Mbps hotspot speeds and "up to 1080p HD" video. But you need to spring for the top Visible+ Pro to get 15 Mbps hotspot and up to 4K video.
Realistically, both carriers’ speeds are sufficient for most data activities, including video streaming and video calling. If you’re planning on using your phone heavily for online gaming (multiplayer, specifically), then you may want to opt for Visible’s higher-end plans.Â
Neither Visible nor TextNow have any physical locations, so there is no in-person support available. Instead, Visible offers live chat support 24/7, or you can try to find an answer on their website’s help page. Visible has a 4.2/5 rating on Trustpilot, with most complaints citing poor network coverage or performance, and difficulty with contacting customer support or getting a resolution in a timely manner. Â
TextNow also offers live chat support, with an AI-help bot that’s available 24/7, and live support from human representatives available daily 10 a.m.-5:30 p.m. Eastern. Or you can try to find an answer on the website’s help page. TextNow’s Trustpilot score is slightly higher at 4.3/5, with reviews tending to be positive when it comes to real troubleshooting support and most complaints focusing on a lack of resolution for TextNow accounts that have been disabled or similar terms & conditions-related issues.Â
Both Visible and TextNow have BYOP (Bring Your Own Phone) support, where you can activate your own unlocked phone with one of their SIM cards.
TextNow does not offer its own lineup of phones for purchase, while Visible offers phones as well as wearables (Apple Watch, Samsung Watch), with trade-in and upgrade programs available. It also offers device financing through third parties like Affirm, and has promotions that can cut the price of a phone.Â
You can use a free phone bill calculator to determine whether financing a phone with Visible is, in fact, cheaper in the long run than bringing your own unlocked phone. If it’s not, you can find the best unlocked phone deal and bring it to either carrier for the best economical choice. To bring your own phone to Visible, first check its compatibility on their online phone compatibility checker before purchasing a plan and SIM. To bring your own phone to TextNow, follow the same step and first check its compatibility on its online phone compatibility checker before purchasing a plan or SIM.Â
Both TextNow and Visible collect the standard personal data related to signing up for phone service: name, phone, email, billing and shipping addresses, logs and device details. They both secure their customer passwords, but as with any service, you should take specific precautions to keep your account and phone safe: create a strong password for your account that is either changed every 6 months or backed up by a 2-factor authenticator, and know how to spot and avoid phishing scams as well as SIM swap scams. Â
Visible does offer spam and robocall blocking on all their plans. TextNow uses anti-fraud firewalls to screen spam, as well as a “report to spam and block” feature for any unknown calls or texts. Â
Got questions or comments? Send us a note at [email protected]!