
02.11.26
How to Pick a Phone Plan: Your Complete Buying Guide
by Valeria Dulava
You may qualify for the federal Lifeline program, but if not there are free service providers like TextNow to consider.
You can get free phone service in two ways in the U.S: Through a federal program like Lifeline, which provides eligible low-income individuals with discounted or free wireless phone service (emphasis on the eligible part), or through a free phone service provider, like TextNow.
To determine which option works best for you, we put together a handy guide on how to get free phone service, what the requirements are, and the pros and cons of each option.
Before you make the decision on which free phone service to go with, confirm that you have the option of a government assisted phone service by checking if you qualify for the Lifeline program.
You can qualify for Lifeline if you meet any one of these requirements:
>>Read more: Lifeline Program: What it is, how to get it, and alternatives
Even if you’re eligible, you don’t automatically get free phone service. Most supporting carriers will only offer the program discount (up to $9.25 off each month), which will still require you to pay some amount monthly for the service. Use the Lifeline Support page's Companies Near Me tool to see the choices in your area and what they offer.
Here's a sampling of several free carriers through Lifeline to give you an idea, but options in your area may differ and may not include all of these:
Compare the choices in your area on talk and text limits, data amounts, and extras like whether you can pay to top up with more data or if you can call or text internationally.
When looking to pick a free phone service provider, it’s important to consider network coverage in your area to ensure you’re not left with low or no bars.
The best network coverage will vary based on your location and its coverage needs. You can check the FCC’s map to determine which network has the best coverage in your area specifically. Then, check which network the available providers in your area use.
Just like with any phone plan, you want to know how much data you’re going to need, especially as Lifeline free phone plans only come with limited data. Determining this will also help you decide on the best plan for your needs.
You can follow easy steps to determine your data needs, either by checking your current phone’s mobile data settings or by evaluating how much data your most-used apps need.
>> Read more: How much data do I need?
Unfortunately, there is no way to get unlimited data for free. While free phone service alternatives like TextNow do offer free data, it’s not any more than Lifeline phone providers are able to offer.
To reduce and optimize your data usage so you can still make the most out of your free plan, here are some helpful tips:
Before you decide on a Lifeline phone service provider, consider a free phone service alternative, to see whether that option better meets your needs.
TextNow, a free phone service alternative, comes with its own pros and cons, and offers free cellular data with its service. Most importantly, it doesn't have strict eligibility requirements and can be activated by anyone, at any time, giving you more flexibility and security (no reliance on government funding).
For a more detailed analysis, read our detailed review of Lifeline vs. TextNow.
After you weigh the pros and cons of each option, decide on whether you’re going with a Lifeline free phone service provider or an alternative like TextNow.
The last step is to actually apply for the service. With Lifeline, that will require some paperwork and pulling out your Social Security number. With TextNow, that will require just downloading the free app to get started.
If you decide to get free phone service with Lifeline, you may further qualify for a free phone. It's worth nothing, though, that these free phones are often older models and may not meet all the spec needs you're looking for.
Alternatively, you can bring your own phone to any free phone service, as long as it is unlocked. You will activate it with a SIM card provided by the free phone service provider to start using your free service.
Got questions or comments? Send us a note at [email protected]!